Terms and Conditions

1. Introduction

Welcome to vishmahaldar.com, an online platform offering educational content, courses, and resources. By accessing or using this website, you agree to comply with these Terms and Conditions. If you do not agree to these terms, please do not use the website.

2. Use of Website

  • Eligibility:
    You must be at least 13 years old to access the free educational content on vishmahaldar.com. If you are under 18 years old, you must have the consent of a parent or guardian to use our services.
    For access to paid courses, services, or subscriptions, you must be 18 years or older, or have explicit permission from a parent or guardian.
    By using the website, you represent and warrant that you meet the required age conditions. If you are under 18, your guardian must review and accept these Terms and Conditions on your behalf.
  • Account Registration:
    To access certain courses, materials, or features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
    You must provide accurate, current, and complete information when creating an account.

3. Educational Content and Services

  • Content Accuracy and Updates:
    We strive to provide accurate and up-to-date educational content. However, we cannot guarantee that all materials will always be free of errors or that they will remain current. Content may be periodically updated, modified, or removed, and we reserve the right to do so without prior notice.
  • Course Availability:
    All courses and educational content are subject to availability. We may discontinue, suspend, or modify any course or feature at our discretion.

4. Payment and Pricing

  • Pricing of Courses:
    Some of our courses are available for free, while others require a paid subscription or one-time payment. Prices for paid content will be clearly listed on the website. All pricing is subject to change, and any price changes will be updated on the site.
  • Payment Methods:
    We accept payments via major credit cards, debit cards, UPI, and other digital payment methods (e.g., UPI, Master, Visa, RuPay). Payment will be processed securely, and we do not store sensitive payment information on our site.
  • Billing Information:
    By making a purchase, you agree to pay the amount indicated for the course or subscription. You confirm that the payment information you provide is accurate and valid.

5. Intellectual Property

  • Ownership:
    All content, including but not limited to text, images, videos, and course materials on vishmahaldar.com, is the property of Vishmahaldar or its licensors and is protected by intellectual property laws. You are granted a limited, non-transferable, non-exclusive license to use the educational content for personal, non-commercial use. Any unauthorized use, copying, or redistribution of the content is prohibited.
  • User-Generated Content:
    If you submit any content to the site (e.g., reviews, feedback, forum posts), you grant us a non-exclusive, royalty-free license to use, modify, and display such content on the site and for promotional purposes.

6. User Responsibilities

  • You agree to use the website and its content responsibly, not to engage in any activity that may harm or interfere with the operation of the website.
  • You are responsible for keeping your account login credentials confidential and for any activity that occurs under your account.

7. Age Restrictions and Parental Consent

  • For Users Under 18:
    You may access free content if you are 13 years or older, but you must have parental or guardian consent to provide any personal information or access paid content.
    For users under 18 years old seeking to access paid services or enter into any binding agreement (such as course purchases), you must have explicit permission from a parent or guardian. In such cases, the parent or guardian is responsible for payment and other obligations.
  • Legal Age to Contract (18 years):
    If you wish to purchase paid content or enter into a subscription agreement, you must be at least 18 years old. Users under 18 may not make such purchases without parental or guardian consent.

8. Limitation of Liability

While we make every effort to provide high-quality educational content, Vishmahaldar is not liable for any errors, omissions, or damages arising from the use or inability to use the website. We do not guarantee specific educational outcomes or career results from using our services.

9. Termination of Access

We reserve the right to suspend or terminate your access to the website at our discretion, without prior notice, if you violate any part of these Terms and Conditions. Upon termination, all rights granted to you under these Terms will immediately cease, and you must stop using the website.

10. Privacy and Data Collection

Please refer to our Privacy Policy for detailed information about how we collect, use, and protect your personal information.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts located in Kolkata, India.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any updates or changes will be reflected on this page, and the revised Terms will take effect immediately upon posting. We encourage you to review these Terms periodically.